Sophy at once disclaimed any wish to visit the place; and the rest of the meal was spent in discussing the rival attractions of Ombersley, Thorpe Grange, and Scarborough, with some reminiscences from Lady Ombersley on a summer she had spent at Ramsgate before the Regent’s patronage of Brighton had quite cast this resort into the shade.

When they rose from the table, Hubert, who had been trying unavailingly for some time to get his cousin alone, blurted out, “Are you busy, Sophy? Would you care to stroll in the garden for a while?”

“Thank you! By and by, perhaps! Charles, may I have a word with you at your convenience?”

He met her direct gaze unsmilingly. “By all means! Now, if you wish.”

Lady Ombersley looked vaguely surprised; Selina exclaimed, “Secrets! Are you hatching a plot, I wonder? Shall we like it?

“Nothing so exciting,” replied Sophy lightly. “Merely, Charles executed a commission for me.”

She accompanied him across the hall to the library. She was never one to beat about the bush, and no sooner had he shut the door than she said, without preamble, “Now, if you please, tell me what this means. How did you know that I had sold my earrings, and why have you — as I suppose — bought them back for me?”

“I bought them back because I can think of only two reasons why you should have disposed of them.”

“Indeed! And what may they be, Cousin Charles?”

“I have never been permitted to see the bills for your ball, but I have some experience in these matters, and I can possibly guess at a rough total. If that is your explanation, you can want none from me. The arrangement was repugnant to me from the outset, as well you know.”

“My dear Charles, I have a great many expenses of which you know nothing at all! You are being absurd, you know!”

“I do not think that you have any expenses which your father would be unprepared to meet.”

She was silent for a moment. Then she said, “You have not yet told me what is the second of the reasons that occurred to you.”

He looked at her under frowning brows. “My fear is that you have lent the money to Hubert.”

“Good gracious! Banish it!” she exclaimed, laughing. “Pray, why should I do such a thing?”

“I hope you have not. The young fool was at Newmarket with a set of fellows I could wish at Jericho. Did he lose a large sum there?”

“Surely he would tell you if he had, rather than me!”

He walked over to his desk and rather absently tidied some papers that lay on it. “It may have been that he was afraid to,” he said. He looked up. “Was that it?”

“I needed the money for reasons into which I will not take you,” she replied. “I must point out to you, Charles, that you have not yet answered my other question. How did you guess that I had sold the earrings?”

“It was not a conjecture. I knew.”

“How is this possible? You were not hidden in the shop, I assume!”

“No, I was not. But I called in Brook Street on my way home yesterday and saw Miss Wraxton.” He hesitated, and again looked across at his cousin. “You must understand that Miss Wraxton felt it to be her duty to tell me that she feared you might be in some difficulty! She was in Rundell and Bridge’s with Lady Brinklow when you were transacting this sale. It appears that Bridge had not properly closed the door into his office; Miss Wraxton recognized your voice, and could not help but overhear something you said to Bridge.”

Her hand, which was lying on the back of a chair, closed tightly on the polished wood, but relaxed again after a moment. She said, in a voice from which all emotion had been banished, “There is no end to Miss Wraxton’s solicitude. How very obliging of her to have interested herself in my affairs! I expect it was delicacy that forbade her to speak to me rather than to you.”

He flushed. “You must remember that I am betrothed to Miss Wraxton. In the circumstances, she thought it her duty to mention the matter to me. She felt that she did not stand upon such terms with you as could make it possible for her to ask you for an explanation.”

“Well, that is certainly true,” said Sophy. “Neither of you, my dear Cousin, stands upon such terms with me! And if you have any notion of asking me for an explanation of anything I choose to do, let me tell you that you may go to the devil!”

He smiled. “Then perhaps it is as well that Eugenia did not venture to address you on this head, for she would have been much shocked at being told to go to the devil. Do you always talk like your father when you lose your temper, Sophy?”

“No, not invariably. I beg your pardon! But it was quite intolerable!”

“I daresay, but I should not have asked you for an explanation had you not sought this interview.”

“You should have paid no heed to Miss Wraxton! As for repurchasing my earrings, good God, what a fix you have placed me in!”

As she spoke, the door opened behind her, and Hubert came into the room. He was looking extremely white, but perfectly determined, and he said jerkily, “I beg pardon, but I have been wanting to speak to you all day, Sophy, and — and to Charles! So I have come!”

Mr. Rivenhall said nothing, nor did he cast him more than one of his penetrating glances, but Sophy turned and held out her hand. “Yes, pray come in, Hubert!” she said, smiling at him.

He took her hand, and pressed it a little convulsively. “Cecilia told me about your earrings, and all the kickup — Sophy, was it that? For if it was, and indeed, in any event I can’t and I won’t stand it! I had rather by far tell Charles the whole!”

Her hand returned the pressure of his before releasing it. She said in her calm way, “Well, you know, Hubert, I always thought you made a mistake not to tell Charles, for Mr. Wychbold told me once that there was no one he would liefer go to in a fix. And if he could trust him, how much more reason must you have to do so! I am persuaded you will do much better without me, so I will leave you.”

She did not look at Mr. Rivenhall to see what effect her words might have had on him but walked immediately out of the room.

There had been an effect; Mr. Rivenhall said quietly, “I think I know what it is, but tell me. Newmarket?”

“It is worse than that! Oh, yes, I lost at Newmarket, but that’s the least part of it!” Hubert said.

Mr. Rivenhall nodded to a chair. “Sit down. What’s the worst part of it?”

Hubert did not avail himself of this invitation. Apprehension made him assume a belligerent tone that in no way expressed his feelings. “You may as well know that I didn’t tell you the whole of my debts, last year!”

“Young fool!” commented his brother, without heat.

“I know that, but you said — Oh, well, it doesn’t signify talking of that now!”

“You should know I don’t mean all I say when I am angry. However, if my tongue’s to blame, I’m sorry for it. Go on!”

“I know I ought to have told you,” Hubert muttered. “And I wish to God I had, instead of — ” He broke off, drew a breath, and started again. “I thought I might be able to come about. I — you won’t like this! You need not tell me it was wrong, for I know that! But other fellows — ”

“Well, I won’t tell you it was wrong, then. But let me know what it was, for I am quite in the dark as yet!”

“I went with — a man I know — to a — a place in Pall Mall. And another in St. James’s Place. Roulette, and French Hazard! And I lost the devil of a sum of money!”

“Oh, my God!” Mr. Rivenhall exclaimed sharply. “Have we not had enough of that in this family?”

The bitterness in his voice, grown suddenly harsh, made Hubert wince and retire behind a barrier of sullenness. “Well, I knew you would be in a rage, but I don’t see that it was so very bad! I wish I had not had such infamous luck, but everyone plays, after all!”

It seemed for a moment as though his brother would have returned a stinging answer, but he checked himself and walked over to the window instead, and stood frowning out. After a pause, he said abruptly, “Do you know the sum of my father’s gaming debts?”

Hubert was surprised, for the subject had never before been mentioned between them. He replied, “No. That is, I do know that they must have been rather heavy, of course, but I never heard the exact sum.”

Mr. Rivenhall told him.

There was a stunned silence. Hubert broke it at last. “But — but — My God, Charles! You’re — you’re not bamming me, are you?”

Mr. Rivenhall have a short laugh.

“But — Charles, you did not pay all that!’

“Hardly. I settled some part, but the estate is still grossly encumbered. I need not take you into all that. Now that my father has given the management into my hands I have a reasonable hope of being able to tow the family out of the river Tick. But compounding with creditors, spending my life contriving ways and means with our man of business is the very devil!”

“Good God, I should rather think it would be! Listen, Charles, I’m damned sorry I should have added to it all!”

Mr. Rivenhall came back to the desk. “Yes, I know. Your debt is no great matter, but if gaming is in your blood as well — ”

“Well, it ain’t! You needn’t fear for that, for I don’t care for cards above half, and I can assure you I had no pleasure in going to those damned hells!” He took a turn about the room, a frown slowly gathering on his brow. He stopped suddenly, and exclaimed, “Why didn’t you tell me? Dash it, I’m not a child! You should have told me!”

Mr. Rivenhall looked at him, half smiling. “Yes, perhaps I should,” he said mildly. “But the fewer people to know the better. Even my mother does not know the whole.”