Since he'd come back to Bar Harbor a few months before, he had taken up residence in the same cottage his grandfather had lived in during his romance with Bianca. Suzanna was Irish enough to believe in fate. There was a Bradford in the cottage and Calhouns in The Towers. Surely between them, they could find the answers to the mystery that had haunted both families for generations.

The cottage was on the water, sheltered by two lovely old willows. The simple wooden structure made her think of a doll's house, and she thought it a shame that no one had cared enough to plant flowers. The grass was freshly mowed, but her professional eye noted that there were patches that needed reseeding, and the whole business could use a good dose of fertilizer.

She started toward the door when the barking of a dog and the rumble of a man's voice had her skirting around to the side.

There was a rickety pier jutting out above the calm, dark water. Tied to it was a neat little cabin cruiser in gleaming white. He sat in the stern, patiently polishing the brass. He was shirtless, his tanned skin taut over bone and muscle, and gleaming with sweat. His black hair was curled past where his collar would be if he'd worn one. Apparently he didn't find it necessary to cover himself with anything more than a pair of ripped and faded cutoffs. She noticed his hands, limber, long fingered, and wondered if he had inherited them from his artist grandfather.

Water lapped quietly at the boat. Behind it, she saw a fish hawk soar then plummet. It gave a cry of triumph as it rose up again, a silver fish caught wriggling in its claws. The man in the boat continued to work, untouched by or oblivious to the drama of life and death around him.

Suzanna fixed what she hoped was a polite smile on her face and walked toward the pier. “Excuse me.”

When his head shot up, she stopped dead. She had the quick but vivid impression that if he'd had a weapon, it would have been aimed at her. In an instant, he had gone from relaxed to full alert, with an edgy kind of violence in the set of his body that had her mouth going dry.

As she struggled to steady her heartbeat, she noted that he had changed. The surly boy was now a dangerous man. There was no other word that came to mind. His face had matured so that it was all planes and angles, sharply defined. The stubble of a two – day beard added to the rough – and ready look.

But it was his eyes once again, that dried up her throat. A man with eyes that sharp, that potent, needed no weapon.

He squinted at her but didn't rise or speak. He had to give himself a moment to level. If he'd been wearing his weapon, it would have been out and in his hand. That was one of the reasons he was here, and a civilian again.

He might have forced himself to relax – he knew how – but he remembered her face. A man didn't forget that face. God knows, he hadn't. Timeless. In one of his youthful fantasies, he'd imagined her as a princess, lost and lovely in flowing silks. And himself as the knight who would have slain a hundred dragons to have her.

The memory made him scowl.

She'd hardly changed, he thought. Her skin was still pale Irish roses and cream, the shape of her face still classically oval. Her mouth had remained full and romantically soft, her eyes that deep, deep, dreamy blue, luxuriously lashed. They were watching him now with a kind of baffled alarm as he took his time looking her over.

She'd pulled her hair back in a smooth ponytail, but he remembered how it had flowed, long and loose and gleaming blond over her shoulders.

She was tall – all the Calhoun women were – but she was too thin. His scowl deepened at that. He'd heard she'd been married and divorced, and that both had been difficult experiences. She had two children, a boy and girl. It was difficult to believe that the slender wand of a woman in grubby jeans and a sweaty T – shirt had ever given birth.

It was harder to believe, harder to accept, that she could jangle his nerves just by standing ten feet away.

With his eyes still on hers, he went back to his polishing. “Do you want something?”

She let out the breath she hadn't been aware she was holding. “I'm sorry to just drop in this way. I'm Suzanna Dumont. Suzanna Calhoun.”

“I know who you are.”

“Oh, well...” She cleared her throat. “I realize you're busy, but I'd like to talk with you for a few minutes. If this isn't a good time –”

“What about?”

Since he was being so gracious, she thought, annoyed, she'd get right to the point. “About your grandfather. He was Christian Bradford, wasn't he? The artist?”

“That's right. So?”

“It's kind of a long story. Can I sit down?”

When he only shrugged, she walked to the pier. It groaned and swayed under her feet, and she lowered herself carefully.

“Actually, it started back in 1912 or '13, with my great – grandmother, Bianca.”

“I've heard the fairy tale.” He could smell her now, flowers and sweat, and it made his stomach tighten. “She was an unhappy wife with a rich and difficult husband. She compensated by taking a lover. Somewhere along the line, she supposedly hid her emerald necklace. Insurance if she got up the guts to leave. Instead of taking off into the sunset with her lover, she jumped out of the tower window, and the emeralds were never found.”

“It wasn't precisely –”

“Now your family's decided to start a treasure hunt,” he went on as if she hadn't spoken. “Got a lot of press out of it, and more trouble than I imagine you bargained for. I heard you had some excitement a couple weeks ago.”

“If you can call my sister being held at knife point excitement, yes.” The fire had come into her eyes. She wasn't always good at defending herself, but when it came to her family, she was a scrapper. “The man who was working with Livingston, or whatever the bastard's calling himself now, nearly killed Lilah and her fiancé.”

“When you've got priceless emeralds with a legend attached, the rats gnaw through the woodwork.” He knew about Livingston. Holt had been a cop for ten years, and though he'd spent most of that time in Vice, he'd read reports on the slick and often violent jewel thief.

“The legend and the emeralds are my family's business.” “So why come to me? I turned in my shield. I'm retired.”

“I didn't come to you for professional help. It's personal.” She took another breath, wanting to be clear and concise. “Lilah's fiancé used to be a history professor at Cornell. A couple of months ago, Livingston, going under the name of Ellis Caufield, hired him to go through the family's papers he'd stolen from us.”

Holt continued to polish the brightwork. “Doesn't sound like Lilah developed any taste.”

“Max didn't know the papers were stolen,” Suzan – na said between her teeth. “When he found out, Caufield nearly killed him. In any case, Max came to The Towers and continued his research for us. We've documented the emeralds' existence, and we've even interviewed a servant who worked at The Towers the year Bianca died.”

Holt shifted and continued to work. “You've been busy.”

“Yes. She corroborates the story that the necklace was hidden, and that Bianca was in love, and planning to leave her husband. The man she was in love with was an artist” She waited a beat. “His name was Christian Bradford.”

Something flickered in his eyes then was gone. Very deliberately he set down his rag. He pulled a cigarette from a pack, flicked on a lighter then slowly blew out a haze of smoke.

“Do you really expect me to believe that little fantasy?”

She'd hoped for surprise, even amazement. She'd gotten boredom. “It's true. She used to meet him on the cliffs near The Towers.”

He gave her a thin smile that was very close to a sneer. “Saw them, did you? Oh, I've heard about the ghost, too.” He drew in more smoke, lazily released it. “The melancholy spirit of Bianca Calhoun, drifting through her summer home. You Calhouns are just full of – stories.”

Her eyes darkened, but her voice remained very controlled. “Bianca Calhoun and Christian Bradford were in love. The summer she died, they met often on the cliffs just below The Towers.”

That touched a chord, but he only shrugged. “So what?”

“So there's a connection. My family can't afford to overlook any connection, particularly one so vital as this one. It's very possible she told him where she put the emeralds.”

“I don't see what a flirtation – an unsubstantiated flirtation – between two people some eighty years ago has to do with emeralds.”

“If you could get past this prejudice you seem to have toward my family, we might be able to figure it out.”

“Not interested in either part.” He flipped open the top of a small cooler. “Want a beer?”

“No.”

“Well, I'm fresh out of champagne.” Watching her, he twisted off the top, tossed it toward a plastic bucket, then drank deeply. “You know, if you think about it, you'd see it's a little tough to swallow. The lady of the manor, well – bred, well – off, and the struggling artist. Doesn't play, babe. You'd be better off dropping the whole thing and concentrating on planting your flowers. Isn't that what you're doing these days?”

He could make her angry, she thought, but he wasn't going to shake her from her purpose. “My sisters' lives were threatened, my home has been broken into. Idiots are sneaking in my garden and digging up my rosebushes.” She stood, tall and slim and furious. “I have no intention of dropping the whole thing.”

“Your business.” He flicked the cigarette away before jumping effortlessly onto the pier. It shook and swayed beneath them. He was taller than she remembered, and she had to angle her chin to keep her eyes level. “Just don't expect to suck me into it.”