Uncle Henry grinned. “Like a stone. You’re a smart one, Scarlett. That’s why I told Ashley to sell while he could. Atlanta hasn’t felt the Panic yet, but it’ll get here soon. We’ve been booming for the past eight years—hell, there are more than twenty thousand people living here now—but you can’t boom without bucks.” He laughed mightily at his own wit.

Scarlett laughed with him, although she didn’t think there was anything funny about economic collapse. She knew men like to be appreciated.

Uncle Henry’s laughter stopped abruptly, like water turned off at a faucet. “So. Now Ashley’s with his sister and his aunt, for good and proper reasons and according to my advice. And that doesn’t suit you.”

“No, sir, it doesn’t suit at all. He looks awful, and they’re making him worse. He’s like a dead man walking. I gave him a good talking-to; tried to snap him out of the state he’s in by hollering at him. But I don’t know if it did any good. I know it won’t stick even if it did. Not as long as he’s in that house.”

She looked at Uncle Henry’s skeptical expression. Anger reddened her face. “I don’t care what you heard or what you think, Uncle Henry. I’m not after Ashley. I made a deathbed promise to Melanie that I’d take care of him and Beau. I wish to God I hadn’t, but I did.”

Her outburst made Henry uncomfortable. He didn’t like emotion, especially in women. “If you start crying, Scarlett, I’ll have you put out.”

“I’m not going to cry. I’m mad. I’ve got to do something, and you’re no help.”

Henry Hamilton leaned back in his chair. He touched his fingertips together, resting his arms on his ample stomach. It was his lawyerly look, almost judicial.

“You’re the last person who can help Ashley right now, Scarlett. I told you I was going to deliver some hard truths, and that’s one of them. Right or wrong—and I don’t care to know which—there was a lot of speculation about you and Ashley at one time. Miss Melly stood up for you, and most people followed her lead—for love of her, mind you, not because they were especially fond of you.

“India thought the worst and said it. She put together her own little band of believers. It wasn’t a pretty situation, but folks accommodated themselves, like they always do. Things could have rocked on like that forever, even after Melanie’s death. Nobody really likes disruption and changes. But you couldn’t leave well enough alone. Oh, no. You had to go make a spectacle of yourself at Melanie’s very graveside. Throwing your arms around her husband, hauling him away from his dead wife, who a lot of people thought close to a saint.”

He held up one hand. “I know what you’re about to say, so don’t bother to say it, Scarlett.” His fingertips touched again. “Ashley was about to throw himself in the grave, maybe break his neck. I was there. I saw it. That’s not the point. For such a smart girl, you don’t understand the world at all.

“If Ashley had pitched himself onto the coffin, everybody would have called it ‘touching.’ If he killed himself doing it, they would have been real sorry, but there are rules for handling sorrow. Society needs rules, Scarlett, to hold itself together. What you did broke all the rules. You made a scene in public. You laid hands on a man who wasn’t your husband. In public. You raised a ruckus that interrupted a burial, a ceremony that everybody knows the rules to. You broke up the last rites of a saint.

“There’s not a lady in this town that isn’t lined up on India’s side right now. That means against you. You don’t have a friend to your name, Scarlett. And if you have anything at all to do with Ashley, you’ll fix it so that he’s just as outcast as you.

“The ladies are against you. God help you, Scarlett, because I can’t. When Christian ladies turn on you, you’d better not hope for Christian charity or forgiveness. It’s not in them. They won’t allow it in anybody else, either, especially not their menfolk. They own their men, body and soul. That’s why I’ve always kept my distance from the misnamed ‘gentle sex.’

“I wish you well, Scarlett. You know I’ve always liked you. That’s about all I can offer, good wishes. You’ve made a mess of things, and I don’t know how you can ever put it right.”

The old lawyer stood up. “Leave Ashley where he is. Some sweet-talking little lady will come along one of these days and snap him up. Then she’ll take care of him. You leave Pittypat’s house the way it is, including your half. And don’t stop sending money through me to pay the bills for its upkeep, the way you’ve always done. That’ll satisfy your promise to Melanie.

“Come on. I’ll escort you to your carriage.”

Scarlett took his arm and walked meekly beside him. But inside, she was seething. She might have known that she’d get no help from Uncle Henry.

She had to find out for herself if what Uncle Henry said was true, if there was a financial panic, most of all, if her money was safe.

6

“Panic,” Henry Hamilton called it. The financial crisis that had begun on Wall Street in New York was spreading throughout America. Scarlett was terrified that she’d lose the money she had earned and hoarded. When she left the old lawyer’s office, she went immediately to her bank. She was shaking internally when she reached the bank manager’s office.

“I appreciate your concern, Mrs. Butler,” he said, but Scarlett could see that he didn’t at all. He resented her questioning the security of the bank, and in particular the security of the bank under his management. The longer he talked, and the more reassuring he sounded, the less Scarlett believed him.

Then, inadvertently, he set all her fears at rest. “Why, we’ll not only be paying our usual dividend to stockholders,” he said, “it’s actually going to be a bit higher than usual.” He looked at her from the corners of his eyes. “I didn’t get that information until this morning myself,” he said angrily. “I’d certainly like to know how your husband reached his decision to add to his stock holdings a month ago.”

Scarlett felt that she might float right out of her chair with relief. If Rhett was buying bank shares, this must be the safest bank in America. He always made money when the rest of the world was falling to pieces. She didn’t know how he’d found out about the bank’s position, and she didn’t care. It was enough for her that Rhett had confidence in it.

“He has this darling little crystal ball,” she said with a giddy laugh that infuriated the manager. She felt a little drunk.

But not too light-headed to remember to convert all the cash in her lock box to gold. She could still see the elegantly engraved, worthless Confederate bonds her father had depended on. She had no faith at all in paper.

As she left the bank, she paused on the steps to enjoy the warm autumn sun and the thronged busyness of the streets in the business district. Look at all those folks rushing around—they’re in a hurry because there’s money to be made, not because they’re afraid of anything. Uncle Henry’s crazy as an old coot. There’s no panic at all.

Her next stop was her store. KENNEDY’S EMPORIUM said the big gilt-lettered sign across the front of the building. It was her inheritance from her brief marriage to Frank Kennedy. That and Ella. Her pleasure in the store more than offset her disappointment in the child. The window was sparkling clean, with a satisfyingly crowded display of merchandise. Everything from shiny new axes down to shiny new dressmaker pins. She’d have to get those lengths of calico out of there, though. They’d be sun-streaked in no time at all, and then she’d have to reduce the price. Scarlett burst through the door, ready to take the hide off Willie Kershaw, the head clerk.

But in the end, there was little reason to find fault. The calico on display had arrived water-damaged in shipment and was already marked down. The mill that made it had agreed to knock two-thirds off the cost because of the damage. Kershaw had placed the orders for new stock, too, without being told, and the square heavy iron safe in the back room held neatly banded and precisely tallied stacks of bagged coins and greenbacks, the daily receipts. “I paid the underclerks, Mrs. Butler,” Kershaw said nervously. “I hope that’s all right. The notation is on the Saturday tallies. The boys said they couldn’t manage without their week’s packets. I didn’t take mine out, not knowing how you wanted me to do, but I’d be mighty grateful if you could see your way clear to—”

“Of course, Willie,” said Scarlett graciously, “as soon as I match the money to the account books.” Kershaw had done a lot better than she expected, but that didn’t mean she’d allow him to take her for a fool. When the cash balanced to the penny, she counted out his twelve dollars and seventy-five cents pay for the three weeks. She’d add an extra dollar when she paid him tomorrow for this week, she decided. He deserved a bonus for managing so well when she was away.

Also, she was planning to add to his duties. “Willie,” she told him privately, “I want you to open a credit.”

Kershaw’s protuberant eyes bulged. There had never been credit extended in the store after Scarlett took over its management. He listened carefully to her instructions. When she made him swear he wouldn’t tell a living soul about it, he placed his hand over his heart and swore. He’d better stick to his oath, too, he thought, or Mrs. Butler would find out somehow. He was convinced Scarlett had eyes in the back of her head and could read people’s minds.


Scarlett went home for dinner when she left the store. After she washed her face and hands, she started on the pile of newspapers. The account of Melanie’s funeral was just what she should have expected—a minimum number of words, giving Melanie’s name, birthplace, and date of death. A lady’s name could be in the news three times only: at her birth, her marriage, and her death. And there must never be any details. Scarlett had written out the notice herself, and she’d added what she thought was a suitably dignified line about how tragic it was for Melanie to have died so young and how much she would be missed by her grieving family and all her friends in Atlanta. India must have taken it out, Scarlett thought irritably. If only Ashley’s household was in anybody’s hands except India’s, life would be a lot easier.