He palmed the bolivianos he’d tucked under his drink earlier and pushed the bills toward the bartender. Afraid he might miss her, Raul had wanted a second pair of eyes looking for the banker. “Muchas gracias, señor.”

“De nada.” The man’s dark eyes gleamed. “La señorita-es muy bonita, ¿no? Buena suerte, señor…”

Good luck? Raul nodded his thanks at the man’s sentiment, but he didn’t need it. He made his own luck.

Turning away, Raul focused on the woman. Emma Toussaint. He’d seen her before, of course, but each time he found himself surprised by her appearance. The tall thin blonde hadn’t been what he had expected, although he wasn’t able to explain exactly why. Tonight she wore a sleeveless black dress, straight and severe with a scarf tucked into the neckline. She’d probably read in a magazine somewhere that the square of silk would make the dress into a cocktail outfit. She’d been wrong to think so. It still looked like a banker’s dress. No nonsense. Businesslike. Boring.

His eyes went to her face. The first time he’d seen her, he’d decided her features were too interesting to be called pretty. Her cheekbones were so high they shadowed the strong-looking jaw beneath, and her nose was too straight and bladelike for conventional beauty. Her hair, falling straight to her shoulders, was glossy and smooth, her eyes hazel and cool. Only her lips seemed out of place. Full, lush and a red that had to be natural, they looked as if they were made to be tasted.

There was something about her, something elusive he couldn’t put a name to. She wore a hint of uncertainty, a slight hesitation in the way she held her shoulders. It wasn’t a detail anyone else would have noticed, but Raul had spent the past few years looking for people’s weak spots. He’d learned the skill because his life had depended on it. Now it was second nature.

As he watched, Reina Alvarado came up and greeted Emma. Kisses were exchanged and they began a conversation. The other woman was as conservatively dressed as Emma, but clearly a local. With dark hair and features, she had a fuller figure and gestured wildly as she spoke. She tottered on four-inch heels, too, a definite South American fashion trend. They were friends, he already knew, very good friends, and Emma obviously felt comfortable around her, some of the tension easing from her body as they talked.

He picked up his drink, biding his time. He wasn’t in a hurry. He’d do this like he did everything now-on his terms. Finishing the beer, he ordered another. The alcohol didn’t affect him.

The noise level of the party went up, and within the hour the music was all but impossible to hear above the chattering guests. Raul caught snippets of conversation, some in Portuguese, some in English, most in Spanish. He knew no one there, but several people spoke to him, made party conversation. Bolivians were friendly, courteous people, curious about Americans and always ready to talk business or simply converse. He found himself involved in more discussions than he would have liked. It made it harder to keep Emma Toussaint in his sights.

Her blond hair shone, though, and when Raul was finally ready, a little after midnight, he didn’t have any trouble spotting her on the other side of the pool. Moving away from the stool, he threaded his way through the crowd and headed toward the edge of the open air bar. Facing a bank of windows covered in reflective film, he walked parallel to her, his eyes trained on the windows, which were as good as mirrors.

And that was when Raul saw him.

William Kelman.

He was working the crowd, greeting people with a gracious smile and ambling slowly so he could talk to everyone. He blended into the group as though he was born to it. He was heading inexorably toward Emma, and Raul paused to watch the drama unfold. He’d hoped all along that this encounter would happen-had counted on it happening tonight-but now that the vignette was unfolding, the image turned his stomach. Seeing Kelman approach her was like watching a snake stalk a mouse.

Raul grabbed another bottle of beer from a passing waiter and told himself it didn’t matter. He had a job to do and nothing else was important. Emma Toussaint was William Kelman’s mouse, and that was the very reason he, Raul, was there.

He and Kelman were one of a kind. Users. Predators. Men who took what they wanted and never looked back. In his other life, Raul had been a peaceable person, a law-abiding citizen, even a gentleman some might have said, but all that had changed because of William Kelman. Now both of them were the same. Both of them sensed the weak and deceived them for their own advantage.

The realization should have made Raul unhappy.

In his other life, it would have.


“HE’S COMING this way. No! Don’t look. Stand still, I’ll tell you what he’s doing. Smile. Act casual.”

Emma tried to follow Reina Alvarado’s advice, but it wasn’t possible; she had to look. Turning her head, Emma glanced over her shoulder, then faced her best friend once more. “That’s him? The older one in the tuxedo?”

Reina nodded. “William Kelman. He’s a nice-looking man, isn’t he?” She raised a hand to her dark hair and fluffed it up around the crown of her head. “Maybe I can snag him. I’m tired of Miguel and all his problems. Did I tell you what he did last week?”

“No, you didn’t. But right now the only man I want to hear about is Mr. Kelman, please.”

Reina looked peeved, but only for a second. Nothing ever upset her for long, and that was one of the reasons Emma loved her friend so much. She needed the balance in her life that Reina gave her-the laughter, the jokes, the South American acceptance that life was what you were handed, not what you made it. They had met, literally, the day Emma had gotten off the plane. The bank had arranged for Reina, a local real-estate agent, to pick up Emma from the airport so they could begin to look at apartments. In the mass confusion of Viru-Viru, Reina had taken one look at the exhausted and obviously drained Emma, and they’d gone straight to the Yotau Hotel. Reina had checked Emma in, led her to her suite, then ordered room service for them both. They’d been friends ever since, and it’d paid off for Emma in more ways than one. Reina was a pipeline of information and gossip.

“What do you need to know?” Reina said now, her perfect eyebrows arching above snapping black eyes. “He’s rich, he’s an American, and he needs a banker.” She poked Emma discreetly in the ribs.

“That’s you.”

Emma couldn’t help but laugh. “Haven’t you already relieved him of that money? Last time we talked, you said you were taking him to Las Palmas to look at houses.”

“I did,” Reina said smugly. “And he bought the biggest one out there. You know, the pink one on the huge lot with the pool and the garden.” She leaned closer. “It cost a fortune and he didn’t blink an eye.”

Emma’s interest quickened, and she risked another look. William Kelman had stopped to talk to someone, the local consul general, she realized with a start. The woman was smiling and laughing with Kelman as if the two knew each other well. Standing beside them was one of the directors of the embassy. Emma noticed he didn’t look quite as happy, but she gave him a passing glance only. She was interested in Kelman.

He wasn’t tall, but his military bearing added stature and power to his appearance. He was nearer to sixty than fifty, she estimated, with close-cropped hair almost completely gray. As she watched, he tilted his head toward the consul, and for the first time, Emma realized he had someone with him. A very young, very beautiful woman. Dressed in a gold sheath that revealed a stunning figure, she was standing to one side of Kelman, looking bored, her dark eyes searching the room for something more exciting, her body moving, unconsciously, it seemed, to the music of the band.

“You’re staring,” Reina hissed. “Turn around. I’ll tell you when he’s coming this way.”

Emma shifted to look at her friend once more, but as she did, she suddenly felt every one of her thirty-five years. The simple black dress she’d selected seemed dowdy. She hadn’t taken the time to apply more makeup or fix her hair. Touching the ends of it, she knew there was nothing she could do about it now.

Reina read her mind. “You look perfect,” she said. “Just like a banker.”

“I know,” Emma answered. “I just…” She shook her head. “That girl he’s with. She’s so young, so gorgeous…” She let her voice die out.

“They’re all young and gorgeous, chica, but we’ve got experience. That’s more important!”

A moment later William Kelman was at their side, the girl trailing behind him. “Reina!” He leaned over and kissed her. “How’s my favorite real-estate agent?”

Reina beamed. “Muy bien, señor. And how’s your Spanish?”

“It’s not improving,” he said. “Not one damned bit.”

Before he could say anything else, Reina reached out and put her hand on Emma’s arm. “This is my friend, Emma Toussaint.”

Emma extended her hand and William Kelman took it. He squeezed so hard she felt her ring cut into the flesh of her fingers, but on reflex, she squeezed back, just as forcefully. His eyes narrowed momentarily, then he released his grip.

“So you’re the banker, eh? I’ve heard a lot about you. Your name gets dropped in all the right places.”

“I’m glad to hear that.” Emma met his eyes and smiled.

“You’re at Banco, right?”

“That’s correct. I work for Banco Nacional. I’m in charge of their foreign-currency exchanges and expatriate accounts.”

“Convince me it’s a good idea to put all my money with you and your bank.”

She smiled politely. There was a shop downtown that sold Brazilian blue topaz the exact shade of William Kelman’s eyes. She’d never liked the stone-its color was cold and impersonal.