“Where did you get all of these?” she asked Nancy.

“People bring them in,” Nancy said. “Some of them are family, some good friends. Jake’s up there.”

“Where?” Kate said, and Nancy pointed to a football player cradling a ball and looking menacingly at the camera.

He looked about twelve.

“What a baby,” Kate said and laughed.

“Hey, he was a senior when that was taken,” Nancy said, “and he was really good. He set a record that year for touchdowns in one season.”

“And that would be how many?” Kate asked.

“Four,” Nancy said. “We get whomped pretty regularly in football.”

Kate laughed. “Does he still have the record?”

“Nope,” Nancy said. “It fell four years later.” She jerked a thumb at another snarling football player who looked even younger than twelve.

Kate squinted at the picture. “He looks familiar.”

“That’s Will,” Nancy said. “He made five. Damn near killed himself to do it.”

Kate raised her eyebrows. “A little rivalry there?”

Nancy shook her head. “Hero worship. Jake was everybody’s hero.” She frowned. “Sometimes I think that’s part of what’s wrong with him now.”

“What’s wrong with him?” Kate asked, confused.

“Well, he’s not doing much with his life,” Nancy said. “Around here that’s not unusual in general, but it is for Jake. Jake was the one who was going places.” She shook her head again. “Now Will’s the one who’s a wonder. Sometimes I think Jake likes it like that. Sometimes I think Jake got real tired of being the one to beat.” She tilted her head and said thoughtfully, “You know, when Will got that last touchdown, Jake was in the stands cheering like crazy. A lot of people said that was real generous of him.” She shook her head. “He just looked real relieved to me.”

Kate looked back at Jake’s picture and tried to reconcile the baby menace with the grown-up man. “I can’t believe he’s the same person,” she said.

“Oh, he’s not,” Nancy said, moving toward another customer. “He’s real different now.”

After midnight, the bar was quieter and Sally and Thelma, Nancy ’s two waitresses, went home. Ben took over for Nancy so she and Kate could take a break, and they sat at the bar with their last drinks, mildly intoxicated and completely relaxed in each other’s company.

“That’s the first I’ve seen Ben work,” Kate said. “What is he, a silent partner?”

Nancy shook her head. “He’s an insurance agent. This is my bar. He just spends the evening here so we can be together.”

“Oh, I thought you were running it together,” Kate said, disappointed. “How did you come to own a bar by yourself?”

“My mom and aunt ran it before I did. About five years ago when the plant over in Tuttle closed, they decided to retire, and they gave it to me. I think they figured it was going to close along with everything else around here, and they just couldn’t bear to see it end.”

“And you changed the name to Nancy ’s?”

“Nope, it was always Nancy ’s. They opened it the year I was born and named it after me. I grew up in this bar. When I outgrew my playpen, they moved it out and put in the pinball machine.”

“Beats day care.”

“Absolutely.”

“It’s a great place,” Kate said sincerely.

“Come back tomorrow night,” Nancy said. “About eight Wear a short black skirt, and I’ll teach you how to tend bar.”

“One of those useful skills you cannot learn in college.” Kate sipped some more beer. “I’d love to.” She looked at Nancy, smiling and serene across from her, and decided to get involved. “Listen, there’s something you should know.”

Nancy raised her eyebrows, and Kate hesitated and then plunged ahead.

“I’ve heard from a very reliable source that Will Templeton is planning to put in a country-style bar up at the hotel that will probably kill your business.”

“You’re crazy,” Nancy said flatly. “Will would never do that. Who’s your source?”

Kate sighed. “Will’s fiancee, Valerie.”

“Fiancee?” Nancy snorted. “In her dreams. Which is probably where this bar idea came from, too.”

“You might want to talk to Will about it,” Kate said. “Businessmen are capable of stabbing old friends in the back to get what they want.” Her father came to mind. “You really should look into it.”

“Listen,” Nancy said. “You’re saying this stuff because you don’t understand. Valerie doesn’t understand. When the factory in Tuttle went under, this town would have, too, if Will and Jake hadn’t been here to bail us out. The only reason this town didn’t die is that Jake gave Will the money to build that hotel and then they hired everybody and his brother to work there. They could have done everything a lot cheaper and a lot faster with skilled labor from the outside, but everything went through Toby’s Corners first.” Nancy shook her head. “If Will wanted to shut me down, he could do it without starting his own bar, anyway. When I took over, this place was a mess. I needed a second mortgage and the bank couldn’t give me one because I had no collateral. So Will gave me one.”

“Do you realize how vulnerable that makes you?” Kate asked. “A privately held mortgage?”

“I’m not vulnerable at all,” Nancy said. “You’re not listening. Will holds the mortgage.” She looked thoughtful. “And I guess Jake. They’re partners.”

“Still, Valerie…”

“You don’t get it,” Nancy said. “We’re family. All of Toby’s Corners. Even if we’re not related by blood, we’re still family. Although most of us are related in some way,” she added. “Jake says that accounts for the slight weirdness of the population.”

“So how’s the bar doing?” Kate asked.

Nancy shrugged. “Could be better. We’re getting along. Toby’s Corners likes us.”

“You could be pulling in more of the clientele from the resort,” Kate said. “Valerie is absolutely right about that. And those people have money.” She looked around the cozy room. “They’d pay premium prices for this ambience, spit and all.”

Nancy shook her head. “We’d have to clean the place up, build on, buy in bigger quantities, all that business stuff. I’m not a businesswoman. I just like selling drinks and talking to people.”

Kate sipped her beer and thought about the situation. It was harder than usual because the beer was making her head swim, but she knew what she had to do. “I’m a businesswoman,” she said. “Let me help you.”

“What?”

“You can make this place profitable without too much trouble,” Kate said. “For one thing, your prices are too low. You can’t be selling your drinks at much above cost.”

“Kate, people in Toby’s Corners don’t have a lot of money.”

“Then charge the resort people more. Tell the town people there’s a frequent drinker’s discount if they show up at least once a week for a month. You have to build up some capital, invest in this place, and then refinance those mortgages.”

“Kate, I told you-”

“I know, I know, Will won’t foreclose. But I think you’re underestimating Valerie.” Kate struggled to concentrate. “First, work on a plan to expand. When you’ve got that, find a silent partner to pump some money in here in return for a share of the profits. Although…” Kate slowed to consider. “Actually, you’d be better off finding some MBA who needs a hobby. You could use a business partner.”

“No, thank you,” Nancy said. “This is my bar.”

“Okay,” Kate said. “I can understand that. Find a silent partner, but make it a formal, legal partnership, no more handshake mortgages with guys who are sleeping with barracudas.”

Nancy shook her head, but she looked thoughtful as she sipped her beer. “And you could make this business plan?”

“It’s what I do,” Kate said. “Usually I ask for an obscene fee, but I’ll do it for you for free drinks for the rest of my life.”

“Deal,” Nancy said suddenly, holding out her hand. “Let’s see the plan first. Then I’ll decide.”

“Fair enough,” Kate said, taking her hand. “I’m going to enjoy this. I’ve never rescued a bar before.”

“Why does the sight of the two of you shaking hands make me nervous?” Jake said from behind them.

“Because you’re a wimp,” Kate said, rolling her head back unsteadily.

“Never give this woman booze,” Jake said to Nancy. “She’s not a drinker.”

“Don’t pick on my pal,” Nancy said, getting up to go help Ben. “We’ve got big plans. Watch the bar while Ben and I do the register, will you?”

“Sure,” Jake said.

“I think I’ll go back to the cabins now.” Kate slid unsteadily off her stool.

“You can’t hold your beer, kid.” Jake moved in close to support her. “I’d give up drinking the stuff if I were you. I’ll drive you home.”

“I’m perfectly capable of driving home.”

This was so blatantly untrue that they both ignored it, and she sat back down.

“Who’s gonna get us a couple more beers?” a guy at the end of the counter called.

“Coming right up.” Jake went around to the other side of the bar to serve them.

“One for me, too, please,” Kate said.

“You bet.” Jake poured her a cup of coffee.

“You are no fun.”

“I’m just trying to make sure your liver lasts until you get back to the city.”

“My liver is in incredible shape.”

“Was in incredible shape. You’ve pickled it since the last time you looked.”

He went to serve the others and she sipped her coffee, watching him. He said, “Last drinks, boys,” and gave one of the men a beer and the other one coffee.

“I wanted a beer,” the man snarled.

“I know you did,” Jake said. “It’s a damn shame.”

“Yeah,” the guy said sadly. He sipped his coffee.

“How do you do that?” Kate asked Jake when he came back.