Ivan sighed. Right now, he didn’t care about Stephanie’s hats. At this particular moment he was more interested in her lingerie. He wondered if that made him a sexist oaf. Probably. Probably he should drag his mind out of the bedroom and keep it in the foyer for a while.

He pushed away all thoughts of lingerie and forced himself to concentrate on her question. “I think it’s a great idea. If I’d kept Haben, I might have done the same. Mrs. Platz is right. This is like a museum. It’d be a shame not to share it.”

“I know I’m prying, but why did you sell?”

He shrugged. “I needed the money. I offered the house to relatives first, but no one wanted to buy it. It’s big and expensive to maintain.”

“It must have been difficult for you to part with Haben.”

Ivan nodded. “Sometimes you don’t fully appreciate something until you’ve lost it. I have to admit, while I was living here, I considered it to be something of an albatross.”

“Have you always lived in this house?”

He shook his head. “I did when I was a kid, but after I graduated from high school, I went away to college. Then, when I quit college, I got my own apartment. Actually, apartment is glorifying it. What I had was a room over Gerty’s Bait Shop.”

“Why did you quit college?”

“I was in my junior year when my grandfather died and left me the Savage. It was just a forgotten wreck of a ship, dying a slow death in Nantucket, but he owned it, and he willed it to me. As soon as I saw it, I was in love. I was a lot like you. I really didn’t know why I was in college, except that was what had been expected of me. Anyway, I quit school and got a job on a trawler to pay for the restoration. Most of it I did myself.

“Two years ago my mother died, and last year my dad died. I gave up my room over Gerty’s and moved back into Haben while I straightened out the estate. I love this house, but it’s much too big for a bachelor. It was built to hold lots of noisy people. It needs to have kids running around in it, and dogs barking, and it needs a big orange cat curled up in the Queen Anne wing chair.”

“You could have managed that. All you had to do was find a wife.”

“Seemed like a high price to pay for noise.”

Stephanie wondered at the pain that statement caused her. “Mmmm. I suppose pirates aren’t very domestic.”

Ivan tugged her closer. “Doesn’t have anything to do with being domestic. It has to do with finding the right woman.”

“Picky, are you?”

“Very. Marriage isn’t something a person should rush into.”

Stephanie stared at him for a moment. “I can’t imagine you rushing into marriage.”

He’d choose very carefully, and his marriage would last forever, she thought. If the family photos and paintings on the wall were any indication, he came from a long line of family- oriented Rasmussens. Again, there was the twinge of pain that she preferred not to analyze.

She decided to steer the conversation in a lighter direction, so she wrinkled her nose and teased him. “You seem more like the sort to be dragged to the altar-kicking and screaming.”

Ivan stared back at her. He’d always thought so, too. He’d liked his easy bachelor existence. It was amazing how something ridiculous, such as a broken toilet, could change your entire outlook on life. All his plans for the future now included Stephanie. Bachelordom had become a colossal bore.

There was the sound of tires screeching outside the house, and Ivan and Stephanie ran to the window in time to see a car swerve onto the sidewalk and come to a bumpy stop with two wheels on the curb. Its driver rested his head on the steering wheel for a second, took a dis- believing look at Haben, and shook his forehead before slowly driving away.

“Melody must be up on the widow’s walk again,” Stephanie said. She stormed outside and looked up at Melody. “What are you doing up there? You’re a traffic hazard.”

“I’m talking to Tess. She doesn’t like Mrs. Platz being in her bedroom. She says she doesn’t mind making this into an inn, but she doesn’t want strangers in her bedroom. Oh yeah, and she wants pineapple upside-down cake for dessert tonight.”

Ivan made sure the doors were locked and the windows secure. Stephanie shut off the lights and took the hand Ivan offered when he met her in the foyer.

“So, lady innkeeper, what do you think of this hotel business?”

“I think it will be fun. What do you think?”

Ivan smiled wanly. “I think it will be a pain in the butt. I spent the entire evening explaining household artifacts to Mrs. Platz. What I really wanted to do was find a dark corner and make out with you.”

Stephanie looked at him. “Do grown-ups make out?”

“Yeah. When grown-ups do it they call it foreplay. And it’s pretty hot stuff.”

“And Mrs. Platz made me miss it. Will there be another opportunity?”

His hands splayed across her back, and his mouth met hers in a slow, sensuous kiss. “You can’t escape it.” His lips moved to her temple, then her ear, and he told her some of the details of foreplay.

Stephanie got a rush that went from her heart to her doodah. He was right. It was pretty hot stuff. She rocked back on her heels when he released her. “Wow.”

“Play your cards right, and tomorrow I might tell you more. I might even demonstrate.”

“Promises, promises.”

A promise he was going to enjoy keeping. In fact, he’d like to keep it later in the night. Or even better, he’d like to keep it now. It could take months for her to really learn to love him, he reasoned. He didn’t think he could wait months. Maybe he was being greedy. Maybe he should be content with being liked a lot. She already liked him a lot. And he really shouldn’t hold off because of her virginity. That would be discrimination. He didn’t want to be accused of being a sexual bigot. He almost had himself convinced when the phone rang.

“I have to get this,” Stephanie said, moving out of his arms. “It’s probably my mother. She always waits for the rates to go down before calling.”

Her mother. It might as well have been a call from God. So much for rationalization. He waved good night and went upstairs, telling himself it was all for the best, but not quite believing it. He had payroll checks to sign and a stack of ledgers to go over. Pretty boring stuff compared to relieving Stephanie of her virginity.

Half an hour later Stephanie crept up the stairs and got undressed in the privacy of her room. She dropped a warm nightgown over her head, checked her closet, and looked under her bed before creeping under the big down quilt. The wind had picked up since the afternoon, whistling in the eaves and roaring through the oak tree just outside her window. She was glad she’d had Ivan remove the screens and put the storm windows in place. The heating bill was going to be prohibitive if they had this much wind throughout the winter.

She switched off her bedside light and was thankful for the quiet. Obviously Eileen Platz hadn’t found any dead people in her closet. There would have been a scream by now. She wondered if Lucy and Melody were having trouble sleeping. Probably not. They hadn’t seemed too upset about the corpse. Of course, they hadn’t seen him. He hadn’t crashed down onto their feet. She closed her eyes and tried to relax, but there were too many things rolling through her mind-mostly thoughts of Ivan.

She slid out of bed, temporarily giving up on sleep, and went to the window. She’d chosen this bedroom because, like the master bedroom, it was at the back of the house and overlooked the harbor. She raised the shade and pulled the sheer curtain aside. It was a dark night, but she could see the outlines of the tall ships against the black water. One of them was the Savage, she thought, feeling a surge of pride and affection.

She slumped onto the chintz-covered window seat and looked into the night with unfocused eyes. She wondered if Ivan was already asleep in the bedroom across the hall and felt a vague discontent that they were separated. They weren’t married or engaged. They weren’t even lovers. There was no justification for the loneliness and frustration she felt, but she felt it all the same. Some of it was sexual. As Ace would put it, she was a hotbed of raging hormones. Thanks to Ivan Rasmussen.

She was musing about the pleasures of love when a gust of wind shook the house, and the dead man in the gray suit swung past her window.

It happened so fast, Stephanie thought she’d imagined it. When he swung by a second time, she stifled a scream and jumped from the window seat in astonishment. It took a moment for her to gather her wits and shake away the initial horror. There was an explanation for this, and she was going to find out what it was.

She moved toward the window when another blast of wind buffeted Haben, and the dead man crashed through the window, feet- first. His eyes were closed in eternal slumber, and his hands were innocently clasped across his chest. He smashed into the wooden window frame, and his feet flew up from the impact, almost kicking Stephanie in the head.

She instinctively jumped back, losing her balance and sprawling on the rug amid a shower of broken glass. By the time she’d scrambled to her feet, the man was gone. She stood helpless, inches from the window seat, afraid to move in her bare feet.

“Ivan!”

He was at her door even before she’d called. “What was that crash?” He looked at the window and at the glass surrounding her.

“It was the guy in the suit,” Stephanie said. “He was flying around past my window. Next thing I knew, he’d crashed right through. Never moved a muscle. Had his eyes closed the whole time.”

Ivan grimaced. “Steph, the man’s been embalmed. You didn’t expect him to open his eyes and say howdy, did you?”

“No, but then I didn’t expect him to crash through my window either.”