The colors were vivid, the expressions fierce. There was something about the way the two men stared at each other that reminded her of Duncan.

“Annie, what are you doing up?”

She smiled at Kami, who looked sleepy as she stepped into Annie’s room.

“It’s late,” Annie said. “You have classes.”

“I could see your light was still on.”

“Oh. Is it bothering you?”

Kami sat on the edge of the bed and shook her head. “No. I’m worried about you. You were acting weird when you got home. Are you sick? Is this about Duncan? Did he hurt you?”

“Duncan’s getting back together with his ex-wife.”

“Since when?”

“It hasn’t actually happened yet, but it probably will. I can’t stand in the way of that. Not that I would be. I mean, he’s just dating me because of our deal.”

Kami wore her long dark hair in a thick braid. Her oversize T-shirt and PJ bottoms made her look young, but her eyes were wise. “He’s not going out with you because he has to. Not anymore. He got his good press a while ago. Besides, what about the freezer and the food and the presents under the tree?”

A few days ago, a box of presents had been delivered. Well, presents for the girls. There hadn’t been anything for her. At the time she’d told herself that he would give her something later. Privately. Now she wasn’t so sure.

“She’s still in love with him.”

“So? She left him. The bitch had her chance. Now it’s yours.”

“While I appreciate the support, she’s really not a bitch. I wish she was. Then I could hate her.” And fight for Duncan. “They deserve a second chance.”

“What about you? You’re in love with Duncan.”

“I’ll get over it.” She clicked on the Buy It Now button and tried not to wince at the price. She wanted to give Duncan something special. Something that would make him happy.

“You should tell him you love him,” Kami said. “He needs to make an informed decision.”

Annie managed a smile. “He’s not buying auto insurance. He doesn’t need to comparison shop.”

“Maybe he needs to be reminded about what’s important. You’re the best thing that ever happened to him. If he doesn’t see that, he’s an idiot.”

“Should I tell him that, too?”

“Absolutely.”

Annie arrived at Duncan’s office shortly after four. She’d called and made an appointment, wanting to be sure she saw him. They were supposed to go out that night. Nearly their last event. A cocktail party. But he wouldn’t need her for that or the other parties to follow. His reputation had been saved and he had more important things to do. Like get on with his life.

She’d spent the day telling herself that she had to do the right thing. That loving Duncan meant wanting what was best for him rather than for herself. That she had to be strong. Losing Ron and A.J. hadn’t mattered. She’d recovered in a matter of weeks. But losing Duncan was different. She had fallen madly, hopelessly, totally in love with him.

She’d learned early that life could be a challenge. She’d been ten when her mom had first gotten sick and barely eighteen when she’d died. Her aunt wrestled with immobilizing depression, spending more time in hospitals than out. Over the years, Annie had helped raise her brother and her cousins. She’d always done her best. They were family and that mattered more than anything.

She’d made sacrifices, but nothing she regretted. It was her nature to give-she knew that. So the fact that she’d given her heart to Duncan shouldn’t be a surprise. Nor was the reality that he didn’t want it.

She waited outside his office door until four and then was shown in. Duncan put down his phone and smiled when he saw her.

“Why do we have an appointment?” he asked, walking around the desk to greet her. “I’m picking you up in a couple of hours.”

He looked good, she thought, taking in the shape of his mouth, the breadth of his shoulders. His eyes-how could she ever have thought them cold?-brightened with pleasure. He smiled, then kissed her.

“Let me guess,” he said. “You’re here to convince me to start a profit-sharing plan.”

“You can profit share with your employees? You should think about it.”

Typical Annie, Duncan thought, leading her over to a sofa and sitting next to her. Good thing she’d never gone into business. She would have given away her entire worth the first day.

She’d come straight from school. He could tell by her clothes-the long plaid skirt, the cardigan covered with beaded snowmen. Her curls were mussed, her light makeup mostly faded. This wasn’t the glamorous Annie he usually saw on their evenings together. This was more real, more beautiful.

She leaned toward him and covered his hands with hers. Her gaze was intense.

“Duncan, I talked to Valentina at the party last night.”

His good mood vanished. Why wasn’t he surprised? “Whatever she said, she’s lying. You can’t trust her, Annie. She’ll do anything, say anything, to get what she wants.”

“She wants you.”

Annie paused, as if waiting for a reaction. His was to swear loudly, then punch the wall. Dammit all to hell. “You believed her.”

“She loves you, Duncan. She realizes she made a mistake and wants to be with you again. You were married-you owe her the chance to try to make it work.”

She believed her words. He could see the truth in her big blue eyes. There was something else there, too. Pain, maybe. Regret.

Or was he reading too much into the situation? What he knew about women couldn’t fill a thirty-second commercial. He knew they lied and manipulated. That they only thought about themselves. That given the chance, they would sell out anyone to get ahead.

Well, not Annie. She seemed to be genuine. He’d seen her with her students, with her cousins, hell, even with his uncle. She was exactly what she appeared to be. Open, honest, smart and funny. She led with her heart, which made her a fool, but everyone had flaws.

“You’re here to plead Valentina’s case?” he asked. “Did she offer to pay you?”

“No. It wasn’t like that. She cried. She’s desperately in love with you. I didn’t want to believe her at first, but then she asked me if I’d ever been in love. If I’d ever known down to my bones that someone was the one. She meant it. Every word.”

He was a whole lot less convinced. “She’s a good actress, Annie. Don’t let yourself get too caught up in her pain. It’s mostly for show.”

“It’s not. She’s your wife.”

“Ex-wife. It’s been three years.”

“Can you honestly say you’re not in love with her? That she doesn’t matter, that she never mattered?”

“Of course I thought I loved her when we got married,” he said, frustrated. “I was a fool.”

“You owe it to her and to yourself to hear her out.”

He stood up and crossed to the window overlooking the atrium below. Folding his arms across his chest, he faced Annie.

“She got to you.”

Annie stood. Tears filled her eyes, but she blinked them away.

“She begged me to get out of the way and that’s what I have to do. I’m not going with you tonight, Duncan. Take Valentina instead. Give her a chance.”

“We have a deal.”

“It’s nearly over anyway. What does it matter if we stop things now?”

He’d known his relationship with Annie was finite. He’d designed it that way himself. But until now, he hadn’t been willing to look past the holidays, to the days after. When she would no longer be with him.

She was leaving. Just like they all left. Her excuse was noble, but the outcome was the same. She would be gone and he would be left here, without her.

They all left. No one could be trusted. No woman could be trusted. Anger burned hot and bright, but he knew it was merely a shield to something else that would taunt him for a very long time.

“Our contract is clear,” he told her coldly. “You walk out now and I throw your brother in jail.”

He braced himself for the anger, the tears, the threats. Instead she smiled.

“Oh, please, Duncan. We both know you won’t. You’re not that guy.” The smile quivered a little, then died. “Do you think this is easy for me? It isn’t. I love you. But look at you and your life. I don’t belong there. I’ve had a wonderful time and you’re a great man. You deserve every happiness. That’s why it’s important for you to give Valentina a second chance. You loved her once. Maybe it was just the wrong time for the two of you.”

Once again she was speaking the truth as she knew it. Duncan thought he understood Annie, but he’d been wrong. She loved him and she wanted him to be with someone else? The ridiculousness of it made him even more angry.

“If you loved me, you’d stay,” he said, his voice practically a growl. “Next you’ll tell me you want to be friends.”

She winced, as if he’d slapped her. “You’re upset.”

“You’re playing a game. I expected better. If you want to leave, then go. Don’t give me any bullshit about it being for my own good. That’s crap and you know it.”

Now the tears fell, but unlike those in other women, these tears seemed to burn him. He felt the searing all the way down to his heart.

“You’re everything I ever dreamed about. You’re strong and gentle. You’re giving and funny. I want to spend my whole life with you. I want to sleep in your arms and have your children and love you and worry about you. I want to spend fifty years with you and have the neighbors say things like, ‘Those Patricks have been married forever.’”

She wiped her face with her fingers. “But it’s not just about me. There’s Valentina. So I’m doing the right thing. Because that’s important. But all it would take is one word, Duncan. I’m not fighting this because I didn’t think there was a point. I didn’t think you loved me back. Tell me it’s totally over with her and that you love me. That you want me to stay, and I will.”