"But as long as I could get money wired here, replacement credit cards and all that, there's no reason I couldn't stay?"

"I'm no expert, Kelly, but my understanding is that, yes, you'd be fine as long as you stayed in France. It'd probably be pretty dicey to leave the country without an active passport in your hand."

"That's okay. This is the only place I wanted to come to." When she swallowed the last sip of tea, she realized that the adrenaline had quit pumping; the shakes had disappeared. Talking to Will, being with Will, she'd forgotten the mugger. Yet, when she met his eyes, her heart rate still seemed determined to heat to an edgy simmer. "You know a lot about this," she said.

"Not a lot. But I lost a passport once. And I've been living in Paris for the last four years, so naturally I've learned a few survival tricks." He shot her a wry grin. "You can take it to the bank-from replacing credit cards to getting money wired to getting the cop report and the application, you're going to learn a whole bunch of French swearwords over the next couple days."

She chuckled, but she thought it was about time to stop gazing into those sexy blue eyes and move her butt. For Pete's sake, right now she didn't have a brush or deodorant or even the means to buy herself lunch.

Will had been a hero, but he certainly owed her nothing. He'd already gone the long mile to help her out. "Okay," she said brightly. "If you'd just let me use your phone…"

He gave her a look she didn't understand. Then he steered her into the room with the balconies and the high tin ceilings, handed her a phone and left.

She appreciated the privacy. But twenty minutes later, she was pretty close to curling up in a ball under a couch. Any couch.

Will showed up in the doorway. "Not doing too great?"

She sighed. "I couldn't seem to make a direct connection, so I had to use an operator. She didn't speak much English. Or want to."

"Yeah. You're in France."

"Got past that. But my mom wasn't home. I tried her landline, her cell. Twice. Left messages. Twice."

"Okay." He scratched his chin. "I thought you said you had a fiancé."

She straightened. "I do."

He looked at her. She wasn't sure what he was thinking, why a sudden silence fell between them, but whatever wheels were turning in that interesting brain of his, he suddenly seemed to come to a decision. "Come on. We're getting out of here."

FOUR HOURS LATER, Will still wasn't sure what he was doing. She wasn't his problem, he kept telling himself. And once she brought up the fiancé, he'd normally have backed off faster than lightning.

It had taken him a long time to cultivate an irresponsible, don't-give-a-damn, love-'em-and-move-on kind of lifestyle. Poaching was a bad idea. Not because it was right or wrong but because it was inviting trouble.

Only this was different. Really. The thing was, Kelly kept bringing up this so-called fiancé, but the infamous fiancé wasn't the one she wanted to call for help, wasn't the person she'd left records with, wasn't the person she wanted to ask for money.

As far as Will could tell, if the fiancé existed, he was in the toad class.

Maybe that didn't totally explain how they ended up at Pont d'Alma on the Left Bank, with Will forking over major euros at the ticket counter, but by then the day had been so irretrievably awful that he needed a pick-me-up.

"A boat ride?" she questioned.

"Neither one of us has had food all day. You have to be hungry by now."

She was intently trying to read the signs. "This is for a riverboat cruise of the Seine?"

"Yeah. One of the worst tourist traps in the whole city. But we were close." A complete lie-he'd driven forty minutes out of his way. But she didn't know that, and who cared, anyway? "It'll get your mind off the rest of the day. That was quite a scene at the your hotel."

The understatement of the year, he thought. When he realized her lodging was in the 20th arrondissement. he almost had a heart attack. Times three.

"Well. I thought I'd researched places to stay quite intensively on the Internet. This one looked clean in the pictures. And it was the cheapest I found, for sure. And when I looked up the area, it said the place was going through a major renewal, so I just didn't expect it would be quite so…"

"Rough." He put it in spades as he ushered her up the gangplank of the riverboat.

"It was okay. Mme. Rossarde seemed nice enough last night." Kelly lifted exhausted eyes. "Not like this afternoon."

"In French, we'd call her…un peau de vache."

She thought. "The side of a cow?"

He chuckled. "Well, literally, it means hide of a cow, I guess. Meaning…tough. Unyielding. A bitch," he clarified. The fiasco at her hotel kept replaying in his mind. He was still on a steam. The damn woman hadn't wanted to give Kelly her clothes or anything else unless Kelly came through with a week's worth of rent. This, after being told Kelly's passport and money had been stolen.

Will had intervened. Kelly had a major conniption about his paying all that rent for her, but she obviously had to have her stuff. And whether or not she realized how bad the neighborhood was, he did. The other boarders looked like they were fresh out of jail or rehab. By contrast, Kelly looked milk-and-honey fresh. Leaving her there would be like leaving a kitten in a jungle.

So now all her gear was in the back of his car, safe enough, but she'd just gotten more agitated as the day wore on.

"I have to call my mom again. I have to reach her. And then I promise, I'll return all the money I borrowed from you immediately."

"This may be killing you, Kelly, but it's not killing me. And I know you'll return the loan. Quit having a stroke."

"But I don't borrow money. From strangers. From anyone."

"Think of it from my perspective. If I were in a bind in a foreign country. I'd like to think someone would step up and help me."

"But not like this. You've given up the whole day. Your work. Your place. And you're still stuck with me."

"You know what? You need a drink. We both do."

She opened her mouth as if she were going to object to that, too, but then…for the first time… she suddenly seemed to open her eyes. Forget the all-consuming anxiety that had been eating her up.

A few moments later, he wrapped her hands around a glass of wine. A Syrah from the Rhone Valley, red as a ruby in the fading daylight.

She took a sip without looking, likely without tasting.

The boat had just started moving, the buzz of Paris traffic and tourists fading away. The other cruisers fell silent, too. No one could seem to help it on these Seine riverboats, even the Parisians. Paris really was the city of lights…and as dusk fell and the monuments lit up, so did all the ancient bridges. Those diamonds of light glittered in the Seine.

They passed the Musée d'Art, but all the good stuff was a distance away yet. The guide would do his tourist thing, identify the Jardin des Tuileries and the Louvre and all the usual great historical stuff…but that was later. Dinner was now. Wine. The lights. The textures and sounds of Paris.

At some point he accepted being in just a wee heap of trouble. Denial wasn't doing any good. You couldn't pretend you weren't in a swamp if you were knee-deep in mud. He wasn't in mud. He was just suffering from a mighty, mighty pull toward her.

He'd get over it. he assured himself. He'd just met her. for Pete's sake. What was the harm in an evening together? So he liked looking at her. Liked the itchy charge of chemistry. Liked those liquid brown eyes of hers. So?

Once they were seated for dinner, she did all the tourist-sucker oohing and aahing for the Tour Eiffel, Jardin des Plantes, the Louvre, Saint-Germain-des-Prés.

Notre Dame was on Île de la Cité, though. And he knew she'd get into Notre Dame because of being a South Bender. But by the time they'd passed the real Dame, he'd ordered a second bottle of wine, a Puligny-Montrachet from 2002, and they were almost finished with the fabulous flammenkueche.

"What is this dish again?" she asked.

"Well…it's kind of a cross between a pancake and a pizza. It's got cream and herbs and ham and cheese. You like it?"

"You've watched me gobbling it down and you have to ask? It's to die for. Like nothing I've ever tasted before. But I think one taste of escargot is enough for me."

"Hey, you came all the way to France. You might as well try all the French things you can."

"True," she murmured.

Everyone on the cruise was more dressed up than them. They'd never had a chance to change. Hell, Will hadn't even come up with the impulsive idea to do the cruise until late in the day. But now, as they wandered back on deck-Kelly wanted a clearer view of the cathedral on shore, and God knew, they were both stuffed from dinner and needed a walk- she shivered in the sudden damp night breeze.

Her pants and thin V-necked sweater weren't warm enough. Her throat was bare, no jewelry at all, just her skin glowing in the moonlight and distant city lights.

He didn't put an arm around her, but he shifted closer. Close enough so their shoulders and arms touched, a way of simply offering some of his body warmth. But his heartbeat thought there was an implication because his pulse leaped like a pole vault.

Or maybe the leap was caused by the way she suddenly looked at him.

Music from the live trio playing inside drifted back to their part of the boat. He heard it. but like the buzz of other passengers' conversation and bursts of laughter, all sounds seemed to be coming from miles away. Every nerve ending in his body focused on her.

"I can't believe I'm really here, really seeing this."