Stacy’s curiosity was only mildly tickled by this description. It was not until he encountered Mrs Clapham on the following morning that the thought that Providence might once more have come to his rescue darted through his brain. A widow, travelling with a large entourage, and bringing with her her own bedlinen, suggested to him a turbaned dowager, the relict of a bygone generation. Mrs Clapham might be a widow, but she was no dowager. She was quite a young woman: past her girlhood, but not a day older than thirty, if as old. She was remarkably pretty, too, with an inviting mouth, and a pair of brown eyes which were as innocent as they were enormous, until she dropped demure eyelids over them, and looked sidelong from under the screen of her curling lashes. Then they became unmistakably provocative. She was dressed with great elegance, but in a subdued shade of lavender, which seemed to indicate that, while she had cast off her weeds, her bereavement was of fairly recent date. When Stacy saw her first, she was tripping down the stairs, trying to button one of her gloves, without dropping the prayer-book she was holding. As Stacy looked up at her, it slipped from her imperfect grasp, and fell almost at his feet.

“Oh—!” she exclaimed distressfully. Then, as he picked it up, and straightened its crumpled leaves: “Oh, how very obliging of you! Thank you! So stupid of me! It is all the fault of these tiresome gloves, which will come unbuttoned!” Her companion, following her down the stairs, clicked her tongue and said; “Pray allow me, Mrs Clapham!” Mrs Clapham held out her wrist helplessly, repeating, with a rueful smile cast at Stacy: “So stupid of me! Oh, thank you, dear Mrs Winkworth! I don’t know how I should go on without you!”

Stacy, presenting her prayer-book to her, bowed with his exquisite grace, and said: “One or two of the pages a little crumpled, ma’am, but no irreparable damage, I fancy! May I beg leave to make myself known to you?—Stacy Calverleigh, wholly at your service!”

She gave him her tightly gloved hand. “Oh, yes! And I am Mrs Clapham, sir. This is Mrs Winkworth, who takes such good care of me. We are on our way to Church, in the Abbey. The feel it gives me! I have never attended a service in an abbey before: isn’t it absurd?”

“Your first visit to Bath, ma’am?” he enquired, bestowing a modified bow upon her companion.

“Oh, yes! I was never here before in my life, though I have been to Tunbridge Wells. But I have been living retired lately, in the country, only it was so very melancholy that I was quite moped. So the doctor advised me to come to Bath, and take the Hot Bath, and perhaps drink the waters.”

“They are very nasty!”

“Mrs Clapham, the bell has stopped ringing,” interposed Mrs Winkworth.

“So it has! We must make haste!”

She smiled, bowed, and hurried away. Mrs Winkworth also bowed, very slightly, but she did not smile.

His spirits much improved, Stacy retired to his own room to consider the possibilities of this new and unexpected event, Mrs Clapham was obviously wealthy, but the presence of Mrs Winkworth argued that a careful watch was being kept over her. Mrs Winkworth was a middle aged woman, who must have been handsome in her youth, for she had good features, and fine if rather hard, gray eyes. Stacy thought, from her forbidding mien and the somewhat authoritative manner she used towards Mrs Clapham, that she had been hired rather as a chaperon than as a companion, and this indicated that the widow’s relations were jealously guarding her from gentlemen hanging out for rich wives. Neither lady, he was quick to realize, was of the first stare. Mrs Winkworth was plainly of Cockney origin: her refined accents were superimposed on that unmistakable twang; Mrs Clapham he wrote down as a provincial, whose husband had almost certainly made his fortune in trade.

If there was a fortune, which was not yet certain. It was not unknown for a pretty widow, desirous of contracting a second and more genteel, marriage, to invest a modest competence as Mrs Clapham might be doing: rigging herself out in style, and visiting a fashionable watering-place in the hope of attracting, and ensnaring, an eligible suitor. Not that Bath was any longer a resort of high fashion, but very likely she did not know that its visitors nowadays were rarely smart bachelors, but for the most part elderly persons, who wintered there for the sake of its mild climate; or invalids who came to drink the waters, or to take a course of Vapour Baths. On the other hand, the employment of a courier and a footman, not to mention her insistence on having her bed furnished with her own linen, seemed excessive; and the presence of a dragon-like companion lent no colour to the suspicion that she might be an ambitious female on the catch. Nor did her dress, which was costly but unostentatious. He recalled that she had been wearing large pearl drops in her ears, and round her throat a necklace of pearls which, if they were indeed pearls, must have cost the late Mr Clapham a pretty penny. But in these days one never knew: the most convincing pearls could be made out of glass and fish-scales. He had purchased one of these sham necklaces himself once, to gratify the lightskirt at that time living in his keeping, and the sheen on those trumpery beads would have deceived anyone but a jeweller.

He decided, coldly considering Mrs Clapham, that he must make it his business to ingratiate himself with her companion, and did not doubt his ability to do so: elderly female—witness Miss Wendover!—could easily be bamboozled. It would do no harm to bring Mrs Winkworth round his thumb; and, if he could be satisfied that Mrs Clapham was as wealthy as she appeared to be, it would be of the first importance to do so. Another possibility suggested itself to him: all too frequently the wealth inherited by widows was so tightly tied up that they might as well have been paupers. Not so long since, he had him-self been as near as a toucher to being completely taken-in. Within ames-ace of offering for the hand of a widow in affluent circumstances, he had discovered that the better part of her very handsome independence would be lost to her if she embarked upon a second marriage. A very near-run thing that had been, and he meant to take good care he did not again court such a risk. In these calculations Fanny was not forgotten. If Fanny had been of full age, he would not have considered for a moment Mrs Clapham’s claims to his attention, for although (had it been possible for him to consult only his inclination) he would not have chosen such a high-spirited and self-willed bride as Fanny, she was a lovely little creature, and marriage to her would do much to rehabilitate him in the eyes of society. The Wendovers did not figure amongst the members of the haut ton,but they might have done so, had they so wished. The family, though not of such ancient lineage as the Calverleighs, was of undoubted gentility, and had been for long established in the county of Bedfordshire. It was also extremely well-connected. When Mr James Wendover, who had no taste for town-life, was constrained by his equally well-connected spouse to hire a house in London for his eldest daughter’s come-out, it would require no effort on his part to introduce Miss Albinia into the first circles. Everyone knew the Wendovers, and a surprising number of distinguished persons acknowledged some sort of relationship with the family. Frivolous people might make game of Mr James Wendover’s prejudices, but marriage to his niece, the heiress to Amberfield, could be depended on to restore the bridegroom to respectability.

But Fanny was not of full age; and while Stacy knew enough, of her uncle to be tolerably sure that he would be obliged, by his dread of scandal, to condone her runaway marriage, and, at the least, put her in possession of the income derived from her estates,—if not immediately, certainly when she became seized with the effects of matrimony—it had been rudely borne in upon him that there was no time to be wasted in extricating himself from his embarrassments. He had hoped to have carried Fanny off within a day of her aunts’ curst rout-party, but she had contracted influenza, and it might now be weeks before she was well enough even to contemplate an elopement. Nor could he be sure that he could bring her to the sticking-point when she was restored to health. It had taken much coaxing to overcome her unexpected recoil from a Gretna Green marriage—if he had overcome it, which was doubtful. He had thought that he had done so, but she had almost repulsed him at the rout-party. It seemed all too probable that still more precious time would be wasted in bringing her under his spell again.

But if Mrs Clapham was indeed in untrammelled possession of a handsome fortune; if she could be swept off her feet by the attentions of a personable man of birth and fashion—and one, moreover, who owned a seat which was mentioned, if not minutely described, in any Guide Book to Berkshire—Badbury, his man of business, would not find it impossible to persuade his mortgagees to grant him a few more weeks’ grace before instituting forfeiture proceedings. There would be no question of an expensive elopement—and that, when the proprietors of the old-established house with whom one’s family had banked since time out of mind were indicating, sorrowfully but implacably, that unless one’s debt to them was substantially reduced they would be forced to dishonour any further drafts upon their resources, would be an advantage. Mrs Clapham was not a minor, and the notice of his engagement to her, coupled with a disclosure to Badbury of her circumstances, would be enough to fob off his creditors.

There was very little doubt in his mind that the conquest of Mrs Clapham would not be difficult. He had instantly recognized the invitation in her eyes and the widening look which betrayed admiration; and what, in her ingenuous way, she had already divulged, informed him that she was heartily bored by the decorous conduct imposed upon her by her widowhood. She might be the daughter and the relict of respectable tradesmen, but experience made it easy for Mr Stacy Calverleigh to detect in her the signs of the Approachable.