“Are you all right?” he asked her. It was the same question everyone was asking each other again and again. She was crying, and her husband looked distressed. So was everyone else. People were crying all around them, in shock, fear, and relief, and worried about their families at home. Sarah had been frantically calling on her cell phone, which didn't work. Seth had tried his too, and looked grim.

“I'm worried about my babies,” she explained. “They're at home with a babysitter. I don't even know how we'll get there. I guess we'll have to walk.” Someone had said that the garage where all their cars were parked had collapsed, and there were people trapped inside. There was no way to access their cars, and everyone whose car had been in it was now stranded. There were no cabs. San Francisco had become a ghost town in a matter of minutes. It was after midnight, and the quake had hit an hour before. The Ritz-Carlton employees were being wonderful, wandering through the crowd, asking people what they could do to help. There wasn't much anyone could do right now, except the paramedics and firemen trying to triage those who had been hurt.

A few minutes later, the firemen announced that there was an emergency earthquake shelter two blocks away, and gave them directions. They urged people to get off the street and go there. Power lines were down, and there were live wires on the street. They were warned to steer a wide berth around them, and to go to the shelter rather than try to go home. The possibility of an aftershock was still frightening everyone. As the firemen told the crowd what to do, Everett continued taking pictures. This was the kind of work he loved. He wasn't preying on people's miseries, he was discreet, capturing this extraordinary moment in time that he already knew was a historical event.

There was finally a shift in movement in the crowd, as they walked on shaking legs toward the earthquake shelter down the hill. People kept talking to each other about what had happened, what they had thought at first, and where they'd been. One man had been in the shower in his room at the hotel, and said he thought it was some kind of vibrating feature in the tub for the first seconds. He was wearing a terrycloth robe and nothing else, and his feet were bare. One of them was cut, from glass lying in the street, but there was nothing anyone could do. And another woman said she thought she had broken the bed as she slid toward the floor, and then the whole room rock-and-rolled like a carnival game. But this was no game. It was the second-biggest disaster the city had ever known.

Everett took a bottle of water from a bellman handing them out. He opened it, took a long swig, and realized how dry his mouth was. There were clouds of dust coming out of the hotel from structures inside that had broken, and things that had collapsed. No bodies had been brought out. The firemen were covering those who had died with tarps in the lobby as a central location. There were about twenty so far, and there were rumors that people were trapped inside, which made everyone panic. Here and there, people were crying, unable to find the friends or relatives they had been staying with in the hotel, or still hadn't located in the group from the benefit. They were easy to identify from their torn and soiled evening clothes. They looked like survivors of the Titanic. It was then that Everett spotted Melanie and her mother. Her mother was crying hysterically. Melanie looked alert and calm, and was still wearing his rented tuxedo jacket.

“Are you okay?” he asked the familiar question, and she smiled and nodded.

“Yeah. My mom is pretty freaked out. She thinks there will be a bigger one in a few minutes. Do you want your jacket back?” She would have been nearly naked if she'd given it back to him, and he shook his head. “I can put on a blanket.”

“Keep it. It looks good on you. Everyone accounted for in your group?” He knew she'd had a large entourage with her, and he saw only her mother.

“My friend Ashley hurt her ankle, and the paramedics are taking care of her. My boyfriend was pretty drunk, and the guys in my band had to carry him out. He's throwing up somewhere over there.” She gestured vaguely. “Everyone else is okay.” She looked like a teenager again now that she was off the stage, but he remembered her performance and how remarkable it was. So would everyone else after tonight.

“You should go to the shelter. It's safer there,” Everett said to both of them, and Janet Hastings started pulling on her daughter. She agreed with Everett and wanted to get off the street before the next quake came.

“I think I might stay here for a while,” Melanie said softly, and told her mother to go on without her, which only made her cry harder. Melanie said she wanted to stay and help, which Everett thought was admirable. And then for the first time, he wondered if he wanted a drink, and was pleased to realize that he didn't. This was a first. Even with the excuse of a major earthquake, he had no desire to get drunk. He broke into a broad grin as he thought it, while Janet headed toward the shelter, and Melanie disappeared into the crowd as her mother panicked.

“She'll be okay,” Everett reassured Janet. “When I see her again, I'll send her to you at the shelter. You go on with the others.” Janet looked uncertain, but the movement of the crowd heading toward the shelter and her own desire to get there swept her away. Everett figured that whether or not he found her, Melanie would be fine. She was young and resourceful, the members of her band were near at hand, and if she wanted to help the injured in the crowd, that didn't seem like such a bad idea to him. There were a lot of people around them who needed assistance of some kind, more than the paramedics could provide.

He was taking pictures again when he came across the small redheaded woman he'd seen help the man with the heart attack and then move on. He saw her assist a child, and turn her over to a fireman to try and help her find her mother. Everett took several photographs of the woman, and then dropped his camera again as she moved away from the little girl.

“Are you a doctor?” he asked with interest. She had seemed very confident in her treatment of the man with the heart attack.

“No, I'm a nurse,” she said simply, her brilliant blue eyes locking into his briefly, and then she smiled. There was something both funny and touching about her. She had the most magnetic eyes he'd ever seen.

“That's a good thing to be tonight.” Many people had gotten hurt, not all of them severely. But there were a multitude of cuts and minor injuries, as well as bigger ones, and several people had gone into shock. He knew he'd seen the woman at the benefit, but there was something incongruous about her plain black dress and flat shoes. Her coif had vanished in the aftermath of the quake, and it never occurred to him what she was, other than a nurse. She had an ageless, timeless face, and it would have been difficult to guess her age. He figured her for late thirties, early forties, and in fact she was fortytwo. She stopped to talk to someone as he followed her, and then she paused for a bottle of water herself. They were all feeling the effects of the dust still billowing from the hotel.

“Are you going to the shelter? They probably need help there too,” he commented. He had thrown his bow tie away by then, and there was blood on his shirt from the cut on his cheek. But she shook her head.

“I'm going to head out when I've done all I can here. I figure the people in my neighborhood can use some help too.”

“Where do you live?” he asked with interest, although he didn't know the city well. But there was something about this woman that intrigued him. And maybe there was a story in it somewhere, you never knew. His journalistic instincts came alive just looking at her.

She smiled at his question. “I live in the Tenderloin, not far from here.” But where she lived was worlds apart from all this. In that neighborhood, a few blocks made a huge difference.

“That's a pretty rough neighborhood, isn't it?” He was increasingly intrigued. He had heard of the Tenderloin, with its drug addicts, prostitutes, and derelicts.

“Yes, it is,” she said honestly. But she was happy there.

“And that's where you live?” He looked startled and confused.

“Yes.” She smiled at him, her red hair and face streaked with dirt, and the electric blue eyes grinning impishly at him. “I like it there.” He had a sixth sense about a story then, and knew intuitively that she was going to turn out to be one of the heroes of the night. When she went back to the Tenderloin, he wanted to be with her. For sure, there was going to be a story in it for him.

“My name is Everett. Can I come with you?” he asked her simply, as she hesitated for a minute and then nodded.

“It might be dicey getting there, because of all the live wires on the street. And they're not going to rush to help people in that neighborhood. All the rescue teams will be here, or in other parts of the city. Just call me Maggie, by the way.”

It was another hour before they left the scene outside the Ritz. It was nearly three in the morning by then. Most people had either gone to the shelter or decided to go home. He never saw Melanie again, but wasn't worried about her. The ambulances had left with the critically injured, and the firemen seemed to have things in good control. They could hear sirens in the distance, and Everett assumed fires had broken out, and water mains had broken, so they were going to have a tough time fighting the fires. He followed the little woman doggedly as he accompanied her home. They walked up California Street, then down Nob Hill, heading south. They passed Union Square, and eventually turned right and headed west on O'Farrell. They were both shocked to see that almost all the windows in the department stores on Union Square had popped out and broken on the street. And there was a similar scene outside the St. Francis Hotel to the one they had just left at the Ritz. The hotels had been emptied, and people had been directed to shelters. It took them half an hour to reach where she lived.