“In a federal penitentiary? You don't suppose they'd agree to some kind of electronic incarceration at home? I could live with that a lot more easily than going to prison,” he said, sounding frightened. “I have a wife and kids.” Henry didn't tell him that he should have thought of that before, but it crossed his mind. Seth was thirty-seven years old, and out of sheer greed and lack of integrity, he had destroyed their lives as well as his own. This was not going to be pretty, and he didn't want to give Seth the false impression that he could save him from paying society back for what he'd done. The feds who would be involved in this didn't kid around. They hated guys like Seth who were consumed with greed and their own egos, and thought they were above the law. The governing laws on hedge funds, and institutions like them, were made to protect investors from men like him. The laws on hedge funds still had some loopholes in them, but not big enough for an offense like this. And Henry's job was to protect Seth, for better or worse. In this case, possibly worse. There was no denying it was a tough case, at best.

“I don't think keeping you at home with a bracelet is realistic,” Henry said candidly. He wasn't going to lie to him. He didn't want to frighten him unduly, but he had to tell him honestly what his chances were, as best he could assess them. “Maybe I can get you early parole. But not in the beginning. Seth, I think you have to face the fact that you're going to have to do some time. Hopefully, not too long. But given the amount that you and Sully passed around, this is going to be a big ticket, unless we can come up with something that appeals to them to make a deal. And even then, you won't get off scot free.” It was roughly what Seth had said to Sarah the morning after the earthquake. The minute it hit and their phones went down, he knew then that he was screwed. And so did she. Henry was just spelling it out for him more clearly. They went over the details again then, and Seth was truthful with him. He had to be. He needed his help, and Henry promised to be at the FBI meeting with him the following afternoon. The grand jury would be meeting in New York about Sully at exactly the same time. It was six o'clock when Henry left, and Seth came out of his office, looking drained.

He went downstairs to find Sarah in the kitchen, feeding their children. Parmani was doing laundry downstairs. Sarah looked worried as Seth walked in.

“What did he say?” Like Seth, she was hoping for a miracle. It was going to take one to save him. Seth sat down heavily in a kitchen chair, and looked miserably at his children, and then back at her. Molly was trying to show him something, and he ignored her. He had too much on his mind.

“About what I thought.” He decided to tell her the worst case first. “He said I could get up to thirty years in prison. If I'm lucky, and they want to make a deal with me, maybe two to five. I'd have to sell Sully out to do that, and I don't really want to.” He sighed then, and showed her yet another side of who he was. “But I may have to. My ass is on the line.”

“So is his.” She had never liked Sully. She thought he was sleazy, and he had always been condescending to her. She'd been right. He was a bad guy. But so was Seth. And he was willing to sell out his friend, which somehow made it seem even worse. “What if he sells you out first?” Seth hadn't thought of that. Sully was further into the process than he was. It was entirely possible that at that very moment Sully was singing to the SEC and FBI. He wouldn't put it past him. And Seth was willing to do it himself. He had already made up his mind, after everything his attorney had said. He had no intention of doing thirty years, and was willing to do everything possible now to save his hide. Even if it meant burying his friend. Sarah could see it on his face, and it made her feel sick, not that he would sell out Sully, who deserved it in her opinion, but that nothing was sacred to him, neither his investors, nor his partner in crime, nor even his wife and kids. It told her where she stood and who he was.

“What about you? Where are you in all this?” Seth asked her, looking worried, after Parmani took the children upstairs for a bath. The conversation had been over Molly's head anyway, and Ollie was a baby.

“I don't know,” Sarah said thoughtfully. Henry had told him that it would be important for her to attend the hearings and the trial. Whatever look of respectability they could give him was crucial to them now.

“I'm going to need you through the trial,” he said honestly, “and even more after that. I could be gone for a long time.” Tears filled her eyes as he said it, and she got up to put the baby's dishes in the sink. She hadn't wanted her children to see her cry, or even him. But Seth followed her to where she stood. “Don't leave me now, Sarrie. I love you. You're my wife. You can't bail on me now.” He was begging her.

“Why didn't you think of that before?” she said in a whisper as tears rolled down her cheeks, as she stood in the beautiful kitchen, in the house she loved so much. Her problem with their current state was that this wasn't about saving their house or their lifestyle, but about being married to a man who was so corrupt and so dishonest that he had destroyed their life and their future, and said he needed her now. What about what she needed from him? And their children? What if he was gone for thirty years? What would happen to all of them? What life would she and the children have?

“I was building something for us,” Seth explained to her weakly, standing near her at the sink. “I was doing it for you, Sarah, for them.” He waved vaguely toward their children upstairs. “I guess I tried to do it too quickly, and it all blew up in my face.” He hung his head and looked ashamed. But she could see that he was manipulating her now, and just as he was willing to betray his friend, this was more of the same. It was only about him. The rest of them could burn.

“You tried to do it dishonestly. That's different,” Sarah reminded him. “This wasn't about building something for us. This was about you, being a big shot and a big winner, whatever it took, at everyone else's expense, even the kids'. If you go to prison for thirty years, they'll never even know you. They'll see you once in a while for visits. For chrissake, you might as well be dead,” she said, finally angry, instead of just heartbroken and afraid.

“Thanks a lot,” Seth said, with something ugly coming to light in his eyes. “Don't count on it. I'm going to spend every penny I have paying for the best attorneys I can get, and appeal it forever if I have to.” But they both knew that sooner or later the price of his crimes would have to be paid. This last time would lead the way to all the other times he and Sully had done the same thing. They were going down, together, and hard, and Sarah didn't want him taking her and their children with him, whatever it took. “Whatever happened to ‘for better or worse'?”

“I don't think that was meant to include securities fraud and thirty years in prison,” Sarah said, her voice shaking.

“It was meant to include standing by your husband when he's up to his neck in shit. I tried to build a life for us, Sarah. A good one. A big life. I didn't hear you complaining about the ‘better’ when I bought this house and let you fill it with art and antiques, and bought you a shitload of jewelry, expensive clothes, a house in Tahoe, and a plane. I didn't hear you telling me it was too much.” She couldn't believe what he was saying to her now. Just listening to him made her feel sicker.

“I told you it was too expensive and I was worried,” she reminded him. “You did it all so fast.” But now they both knew how. He had done it with ill-begotten gains, conning investors into believing he had more than he did so they would give him more money for risky investments. And for all she knew, he had skimmed some of it off the top. Thinking about it now, she realized he probably had. He had stopped at nothing to rise to the top, and now he was going to take a fatal fall to the bottom. Maybe even fatal for her, after he destroyed their life.

“I didn't see you giving any of it back, or trying to stop me,” he reproached her, and she looked him in the eye.

“Could I have stopped you? I don't think so, Seth. I think you were driven to do what you did by your own greed and ambition, whatever it took. You crossed all the lines here, and now we all have to pay the price.”

“I'm going to be the one sitting in prison, Sarah, not you.”

“What do you expect when you do shit like this? You're not a hero, Seth, you're a con. That's all you are.” She was crying again, and he stormed out of the room and slammed the door. He didn't want to hear that from her. He wanted to know that she was going to stick by him whatever happened. It was a lot to ask, but he felt he deserved it.

It was a long, agonizing night for both of them. He stayed locked in his office till four A.M., and she stayed in the guest room. He finally lay down on their bed at five o'clock that morning, and slept till noon. He got up in time to dress for the meeting with his attorney and the FBI. Sarah had already taken the children to the park. She still didn't have a car after losing both of theirs in the earthquake, but Parmani had her ancient Honda, which they were using to do errands. Sarah had been too upset to even rent a car, and Seth wasn't going anywhere so he hadn't rented one either. He was locked up in their house, too terrified about his future to move or go out.

They were on the way back from the park when Sarah had an idea, and asked Parmani if she could borrow her car to do an errand. She told her to take the children home for their naps. The sweet-natured Nepalese woman said that Sarah was welcome to it. She knew that something was wrong, and feared that something bad was happening to them, but she had no idea what, and would never have asked. She thought maybe Seth was having an affair, or they had a problem in their marriage. It would have been inconceivable to her that Seth was about to be indicted and might go to prison, or even that they could lose their house. As far as she knew, they were young, rich, and solid, which was exactly what Sarah had thought two and a half weeks before. Now she knew they were anything but. Young maybe, but rich and solid had gone out the door with an earthquake of their own. She realized now that he would have gotten caught sooner or later. You couldn't do what he had done, and not have it come out at some point. It had been inevitable, she just hadn't known.